who I am and what I do

know about me

With over 6 years of experience in the banking industry, I specialize in mortgage services. My journey has taken me through three different banks(CIBC, BMO, RBC), where I’ve honed my skills and knowledge.

Whether it’s getting your first mortgage, refinancing or switching your mortgage, I can help! We’ll work together to ensure your financing suits both your current and future needs, you can feel confident that you’re working with an expert who has your best interests in mind. Fluent in both Farsi (فارسی) and English, I provide personalized assistance to diverse clients.

Buying a home is a major decision. Whether you’ve just started your research or are actively house-hunting, I can help provide you with the personalized advice and solutions you need to make your home ownership goals happen.

I specialize (not limited) in helping:

Newcomer Mortgages with Foreign Income

Pre-sale And Builder

Switch your mortgage

Equity take out

Investment Property

Self-employed Mortgages

Leverage investment for Mortgage

High net-worth client

Contact me today | Pegah Hosseini | 604-338-6256

Home Financing solutions:

Investment Property mortgage

The Investment Property Mortgage can provide financing for up to 80% of the appraised value of your rental property.

Contact Me Today

Conventional Mortgage

A conventional mortgage is a type of residential loan that is not insured. When home buyers make a 20% down payment on their homes, they only need a loan for the remaining 80% of the total purchase price.

Contact Me Today

HELOC - Home Line

A home equity line of credit, or HELOC, allows you to borrow money using your home equity as collateral. HELOC’s are variable rate loans with interest-only payments.

Contact Me Today

Default Insured/High ratio

It provides protection to the mortgage lending institution only; it does not protect you or your interest in the property. It does not cover your mortgage payment if you're unable to pay it or if you pass away. It's only available for residential homes priced under $1,000,000.

Contact Me Today

Home ReadiLine of Credit

An HRLC combines a mortgage and home equity line of credit into one product. You can borrow up to 80% of the value of your home, and as you pay down your mortgage, you can access more of your equity through the line of credit portion of the plan.

Contact Me Today

First Time Home buyer

As a first-time home buyer, you’ll want to learn as much as you can about mortgages—what they are, how they work and how they can benefit you.

Contact Me Today

Let's get you pre-qualified

Pre-sale Mortgage

The builder program offers a long-term close rate that gives a slightly discounted rate based on the current rate and holds it up to 36 months.

Newcomer Mortgage

Under the Newcomer Program, Overseas employment income is acceptable in order to apply for a mortgage, upto $2 million mortgage. Terms and conditions apply

High net-worth - Investment leverage mortgage

If you have eligible Assets: cash, stocks, bonds, RRSP, RRIF, TFSA, funds held inside a personal holding company. You may qualify for Mortgage. Terms and conditions apply

Doctor in hospital background with copy space. Healthcare and medical concept.

Physicians or Medical Doctors

If you're a resident physician seeking approval for a mortgage, we may use your future income as a physician rather than your current income as a resident physician. Terms and conditions apply

Professional

Pegah was my mortgage broker from BMO. She was excellent to work with. Very professional, online with quick responses. I still remember my first contact with her in Oct. 2022, when the first thing that got my attention, was her patience and knowledge. I would recommend her services to anyone

A. Tavakoli

Transparent and Honest

Very honest, ethical, sympathetic and transparent Mortgage Specialist.

M. Petition

quality service

We had a great experience with Pegah, its very hard to find someone who is this much responsible, caring and transparent. She fought for us on the rate, and maximized the amount we could have been approved.

Daniel L.